Medical insurance is an essential investment for every individual and family in India. It provides financial security against unforeseen medical expenses, which can be quite high in India. There are various types of medical insurance policies available in India, such as individual, family floater, senior citizen, critical illness, and group policies. Each policy has its own features, benefits, and exclusions. Some popular features of medical insurance policies are: pre- and post-hospitalization expenses, in-patient hospitalization, day care procedures, ambulance charges, and pre-existing diseases coverage.