Public Provident Fund (PPF), Equity-Linked Saving Scheme (ELSS), and National Pension System (NPS) are all popular investment options in India. Each of these options has its own set of features, advantages, and disadvantages, and choosing the right one for you depends on your investment goals and risk appetite. In this article, we’ll take a look at PPF, ELSS, and NPS, and compare their key features, returns, tax benefits, and more, to help you decide which one is the best fit for you.
Tag: investment options
Direct vs Regular Mutual Funds: A Comprehensive Comparison
When it comes to investing in mutual funds, investors have the option of choosing between direct and regular mutual funds. Both types of mutual funds offer the opportunity to diversify your investment portfolio and access a wide range of securities, but there are some key differences between the two. Direct mutual funds tend to have lower expense ratios and offer greater transparency and control for investors, but may require more research and due diligence on the part of the investor. Regular mutual funds may offer the guidance and support of a broker or financial advisor, but may come with higher fees and expenses.
Exploring Non-Equity Alternatives to Fixed Deposits (FDs) in India
Fixed deposits (FDs) have long been a popular investment option in India due to their perceived safety and steady returns. However, it is important to note that FDs are not the only option available to investors and there are several alternatives that offer potentially higher returns with varying levels of risk. Some options include corporate bonds, debt mutual funds, liquid mutual funds, treasury bonds, Public Provident Fund (PPF), National Savings Certificate (NSC), Pradhan Mantri Vaya Vandana Yojana (PPVVY), and Senior Citizens Saving Schemes.