The HDFC Infinia credit card has stirred significant discussion due to recent changes in its reward system, notably reducing accelerated points on Gyftr vouchers from 5x to 3x, effective January 16, 2026. Critics argue this devaluation lowers returns from 16.6% to about 10%, prompting concerns over the card’s viability. However, a closer inspection reveals that Infinia still offers substantial value through benefits like unlimited lounge access, travel perks, and flexible redemption options. Despite some drawbacks, Infinia remains competitive in the ultra-premium segment, appealing especially to users prioritizing comprehensive premium services over high-yield vouchers.
Tag: money mindset
Boost Your Bank Balance: 7 Lucrative Side Hustles for Young Indian Professionals in 2026
In India’s booming gig economy, young professionals are turning skills into extra income. From freelancing on Upwork to online tutoring, side hustles can add ₹10k–₹50k monthly—building financial freedom without quitting your job.
Why Understanding the Psychology of Money is Key to Building Wealth: A Review
The Psychology of Money is a powerful and thought-provoking book that delves into the underlying psychological factors that drive our financial decisions. Written by Morgan Housel, the book provides valuable insights into how our emotions, behaviors, and experiences shape our relationship with money. Through a series of engaging and relatable examples, the author shows readers how to overcome the biases and misconceptions that often stand in the way of achieving financial success. This book is a must-read for anyone looking to take control of their finances and build wealth in the long term.
Smart Moves to Build Wealth in 2025: A Guide for Young Indians
Unlock your financial potential in 2025 with these smart wealth-building strategies tailored for young Indian earners. Start small, think big, and stay consistent.
Achieving Financial Independence in India: A Roadmap for FIRE
Achieve early retirement in India with this detailed FIRE roadmap. Learn to save smartly, invest wisely, and create a financially independent future.
Building Wealth, One Book at a Time: The Best Books for a Wealthy Mindset
Building a wealthy mindset is essential for achieving financial success, but it can be difficult to know where to begin. Reading books that provide valuable insights, strategies, and practical tools can be a great starting point. In this article, we take a look at some of the best books that can help you develop the mindset and skills you need to build wealth, from investing to personal development, budgeting, and financial education. These books offer a wealth of information that can help you on your journey to financial freedom.
Think Rich, Be Rich: How Mindset Shapes Your Financial Future
Are you struggling to build wealth despite your best efforts? The truth is, a positive and proactive mindset is essential for achieving financial success. By developing a growth mindset, creating a wealth-creating vision, managing and controlling emotions and having self-discipline you can set yourself up for long-term financial success. In this article, we explore the role of mindset in building wealth and provide practical examples and strategies for achieving financial success.
Equal-Weighted vs Market Cap-Weighted Index Funds: Which is Right for You?
Are you trying to decide between an equal-weighted index fund and a market cap-weighted index fund? It’s an important decision that can have a significant impact on your investment portfolio. In this article, we’ll compare the performance of the two types of index funds using the NIFTY 50 index as an example, and help you determine which is right for you based on your financial goals and risk tolerance.
Mastering your finances with Naval Ravikant’s philosophy on building wealth
Are you looking to build wealth and achieve financial freedom? Naval Ravikant is a philosopher and entrepreneur who has become well-known for his insights on happiness, success, and wealth. In this article, we’ll explore key ideas from Ravikant’s philosophy on building wealth, including focusing on increasing your income, investing in your skills and knowledge, saving and investing wisely, and not just focusing on money. Don’t miss out on the opportunity to improve your financial well-being – read on to learn more!
The ultimate budgeting guide for Indian middle-income families and individuals
Are you a middle-income family or individual in India looking to take control of your finances and achieve your financial goals? Creating a budget is a powerful tool that can help you do just that. In this article, we’ll provide a step-by-step guide on how to create a budget that works for you, including gathering your financial information, tracking your expenses, setting financial goals, making a budget, and monitoring and adjusting your budget. Don’t miss out on the opportunity to improve your financial well-being – read on to learn more!