Building wealth, one mindset shift at a time.
A category focused on strategies for growing wealth through various investment vehicles.
To reach ₹10 lakh in 5 years, you need to consistently save and invest ₹14,000–₹16,000 monthly at 10–12% annual returns. The real wealth acceleration happens in years 3–5 when compounding kicks in. That ₹10 lakh can become ₹25+ lakh by year 10 if you stay invested.
Your first ₹10 lakh isn’t about getting rich—it’s about proving to yourself that you can. From there, everything accelerates.
Are you considering using a Systematic Investment Plan (SIP) to invest in mutual funds, but not sure if it’s the right choice for you? Don’t let common misconceptions about SIPs hold you back. In this article, we’ll debunk 10 myths about SIPs and help you understand the truth behind this popular investment strategy.
Are you considering adding real estate investment trusts (REITs) to your investment portfolio? In this article, we explore the risks and rewards of REITs, how to invest in them in India, and the tax implications to be aware of. We also cover the potential for conflicts of interest and provide tips for making informed investment decisions.
Investing in mutual funds through a systematic investment plan (SIP) is a popular way for many Indians to grow their money over time. One of the key decisions an investor needs to make when starting an SIP is the frequency of the investment – weekly, monthly, or quarterly. In this article, we take a look at a few popular mutual funds and compare their returns over a 10-year period, with all three options of weekly, monthly, and quarterly SIPs. We also examine other factors to consider when choosing between these frequency options.
Public Provident Fund (PPF), Equity-Linked Saving Scheme (ELSS), and National Pension System (NPS) are all popular investment options in India. Each of these options has its own set of features, advantages, and disadvantages, and choosing the right one for you depends on your investment goals and risk appetite. In this article, we’ll take a look at PPF, ELSS, and NPS, and compare their key features, returns, tax benefits, and more, to help you decide which one is the best fit for you.
The Psychology of Money is a powerful and thought-provoking book that delves into the underlying psychological factors that drive our financial decisions. Written by Morgan Housel, the book provides valuable insights into how our emotions, behaviors, and experiences shape our relationship with money. Through a series of engaging and relatable examples, the author shows readers how to overcome the biases and misconceptions that often stand in the way of achieving financial success. This book is a must-read for anyone looking to take control of their finances and build wealth in the long term.
Alternative investments such as invoice discounting, angel investing, crowdfunding and peer-to-peer lending can be riskier and more complex than traditional investments. Retail investors should consider their overall investment goals, risk tolerance and expertise before adding these investments to their portfolio.
Investing in fixed deposits is a popular and safe way for Indians to grow their savings, but it’s important to understand the different strategies that can help maximize your returns. In this article, we’ll explore some of the most effective ways to invest in fixed deposits in India, including taking advantage of interest rates, laddering your investments, and considering a mix of short-term and long-term options.
Investing in mutual funds can be a great way to grow your wealth over time, but it can also be confusing, especially when it comes to understanding the jargon used in the industry. From NAV to AUM, it can be hard to keep up with all the terms and acronyms. In this article, we’ll break down some of the most common terms used in mutual funds, so you can have a better understanding of how they work and make more informed investment decisions. Whether you’re new to mutual funds or have been investing for a while, this guide will help you navigate the industry with confidence.
Our comprehensive analysis of the Public Provident Fund (PPF) scheme highlights its role as a secure, tax-efficient investment option ideal for long-term savings. With government backing, attractive interest rates, and tax benefits, PPF encourages disciplined saving while offering financial security, especially for retirement. It provides flexibility in investments and liquidity through loans and withdrawals, making it a key component of financial planning for individuals aiming to build a significant financial foundation. This analysis serves as a guide for those considering PPF to align their investment decisions with their long-term financial objectives.